Broker Check
Frances Gardner, CFP®, CDFA™, CFEd®

Frances Gardner, CFP®, CDFA™, CFEd®

Managing Partner

Frannie has been in the financial services profession since 1990, receiving many industry awards and designations, including being named to the prestigious Million Dollar Round Table (MDRT) Top of the Table. As a student of the industry, she has attained the CERTIFIED FINANCIAL PLANNER™ (CFP ® ) designation, CERTIFIED DIVORCE FINANCIAL ANALYST (CDFA ™ ), Certified Financial Educator (CFEd ® ) designation and completed the Wharton School’s two-day Retirement Income Planning Certificate Program.

Frannie has been recognized by D Magazine since 2002 as one of the "Best Financial Planners in Dallas."
She received the Penn Mutual Financial Professional of the Year Award in 2005 and has been a multi-year
recipient of the Texas Monthly Five Star: Best in Client Satisfaction Wealth Manager™. She is also the recipient of the Women’s Choice Award, identifying advisors and firms women can trust, as seen in USA Today since 2014.

Frannie received her Bachelor of Science Degree in Business Administration from the University of Texas, Dallas. She also has her Series 6: Investment Company Products/Variable Contracts Representative Examination, Series 7: General Securities Representative Examination, Series 63: Uniform Securities Agent State Law Examination, and Group 1 Life, Accident, Health, and HMO licenses.


Awards received by advisor were not obtained through payment. They are not indicative of the advisor's future performance.

The Million Dollar Round Table is a trade association to help insurance brokers and financial advisors establish best business practices and develop ethical and effective ways to increase client interest in financial products, specifically risk-based products like life insurance, disability, and long-term care. Annual qualification requirements include demonstrating a set annual production requirement and agreeing to a code of ethics but are not based on client experience or performance. For more information regarding the Million Dollar Round Table eligibility, please see https://www.mdrt.org/membership/requirements/. Membership in no way constitutes an endorsement from Million Dollar Round table or any client.