16479 Dallas Parkway Suite 850
Addison, TX 75001





Frances Gardner, CFP®, CFEd®,CDFA®

Frances Gardner, CFP®, CFEd®,CDFA®

Certified Financial Planner

Meet Frannie Gardner

Frances (Frannie) Gardner, CFP®, CFEd®, CDFA™, launched her career in financial services in 1990.  She has received numerous industry awards and recognition including New Associate of the Year in 1991 followed by Top Associate of the Year in 1996 and 1998 by Ayres Financial Group.

Additional honors include:

  • Listed among the “Best Financial Planners in Dallas,” consecutively since 2002, by D Magazine
  • 2004 Financial Professional of the Year Award, The Penn Mutual Life Insurance Company
  • Texas Monthly Five Star: Best in Client Satisfaction Wealth Manager™ for 2009, 2010, 2011 , 2012, and 2013
  • 2014 Women's Choice Award® 
  • 2015 Women's Choice Award®
  • 2015 WIFS Circle of Excellence
  • 2016 Top of the Table
  • 2016 Women's Choice Award®

Frannie earned a Bachelor's of Science Degree in Business Administration from the University of Texas in Dallas. In addition, she also has her Certified Financial Planner (CFP®), Certified Divorce Financial Analyst (CDFA™), and CFE Certified Financial Educator (CFEd®).  She leads many educational workshops at corporations including:

  • The Complete Financial Management Workshop
  • Taking Control Financial Management Workshop for Women
  • Passport to Retirement

Frannie is an associate of Gardner Wallace Financial Solutions and a registered representative of Hornor, Townsend and Kent. She and her experienced team provide a wide array of financial solutions to their clients, working closely with them to identify needs, develop appropriate solutions, and implement a plan that evolves with their clients through all life stages.

 Frannie's Team:

Robert Gardner CFEd®, CEPA

Andrew R. Gardner,  CFP®, CFEd®

Patrick K. Wallace, ChFC®, CFEd®

Kyle McGuffey, MSF

Syndia Silva

Rebecca Knable

*To compile our list of the top financial planners, D Magazine asked every CFP in the Dallas-Fort Worth chapter of the Financial Planners Association to cast an online ballot. Outside-firm votes counted more than inside-firm votes.  Self-nominations were tossed out.  A panel of esteemed local financial planners reviewed the final list.  This award is not based on client evaluation, and is not indicative of future performance or success

** The overall evaluation score of a wealth manager reflects an average of all respondents and may not be representative of any one client's evaluation.  The award is not indicative of the wealth manager's future performance.  For more information on the FIVE STAR Award and the research/selection methodology go to:

Registered Representative of, and Securities and Investment Advisory Services offered through Hornor, Townsend & Kent, Inc., a Registered Investment Advisor, Member FINRA/SIPC.  Branch Office: 16479 Dallas Parkway, #850, Addison, Texas 75001, ph (469)737-4000, fx (469)737-4084. Gardner Wallace Financial Solutions and other listed entities are independent of Hornor, Townsend & Kent, Inc.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck