Financial Education Classes

Frannie Gardner, CFP®, CDFA

Patrick Wallace, ChFC®

Andrew Gardner, CFP®

Worksite Financial Education Classes

*The Complete Financial Management Workshop: (3-6 hr)

This course covers in depth the 7 keys to financial success including risk management, cash management, investment concepts, tax management, retirement planning, and estate planning.

*Passport to Retirement: (3-6 hr)

Covers the roadblocks to a successful retirement, how to define and create your own retirement, how to assess the costs associated with retirement, evaluating your sources of income, investing for the future, protecting your health and wisdom, how to receive funds from your retirement plans, and managing your estate distributions.

Taking Control: (1-6 hr)

A financial management workshop for women. This course addresses the needs of single women, single mothers, divorcees, and widows.

Making the Most Out of Social Security: (1 hr)

One of the greatest concerns of retirees and near-retirees is the fear of outliving their assets. This course goes over 3 key strategies that could potentially enhance your retirement income. Maximizing Social Security Benefits, Making Informed Retirement Plan Distribution Decisions, & Creating a "Do-It-Yourself" Pension.

Focus on Financial Management: (1 hr)

A brief overview of the 6 steps to financial success which are Protect What You Have, Take Control of Your Cash Flow, Invest Wisely, Manage Your Taxes, Save for Retirement, and Leave a Legacy.

Cash Management: (1 hr)

Basic principles in helping people budget their money. Topics covered include Assess Your Current Situation, Build a Liquidity Fund, Put Down Your Credit Cards, Mortgage Refinancing, and 4 ways to Increase Your Savings.

*Retirement Investment Strategies: (1 hr)

Retirement Investment Strategies addresses the important investment concerns shared by today's retirees.  This course helps participants identify their needs and evaluate solutions.  Participants will also learn how to determine their risk tolerance, benefit from the tax rules specific to their age group, and much more.

*Income for Life: (1 hr)

Income for Life helps educate participants about the annuity as a creative retirement and accumulation vehicle.  This superb course provides clear, concise explanations of deferred and immediate annuities, fixed and variable returns, subaccounts, and the benefits of tax-deferred compounding.

*Investment Fundamentals: (1 hr)

Covers investment philosophies, rules for successful investing, investment options, and tracking the overall direction of the market.

Estate Conservation: (1 hr)

Estate Conservation helps educate participants about the need for careful action when it comes to managing an estate.  This course illustrates the problems, delays, and expenses that often accompany intestacy and probate.  Participants will learn the importance and use of wills as well as how trusts can be used as a vehicle to help overcome the challenges of estate distribution.

Tax Management: (1 hr)

How taxes work (federal income tax brackets, phase-out of benefits for high-income taxpayers, alternative minimum tax, and taxes on capital gains and dividends), tax-favored investments, tax saving opportunities, and handling an audit.

College Funding: (1 hr)

Covers techniques and products used to plan for higher education.

Risk Management:(1 hr)

What happens if you stop working? What happens if you were to become disabled? What if something happens to your home, car or you? In this class we will go over the 6 areas of coverage that will lessen your financial risks.

Identity Theft: (1 hr)

Identity Theft: It’s one of America’s fastest growing crimes, creating a new victim every 2 seconds. Although it’s a big concern for many people, they seldom get a chance to further educate or protect themselves. This course is designed to help you protect yourself from what could potentially turn into a nightmare. Helpful tips, protective measures to take, what to do if identity theft has already occurred, common scams to watch out for, and much more.

Financial Workshop for Families: (1 hr)

Studies show that most family wealth is squandered by the 2nd or 3rd generation. This workshop helps educate you and the whole family, on nurturing and protecting your wealth for generations to come.

Retirement: Building a Comfortable Lifestyle for Tomorrow: (1 hr)

This course is to help participants identify their individual goals and help make informed decisions regarding preparation for retirement.

Baby Boomer's Guide to Medicare Planning: (1 hr)

An in-depth guide to Medicare. This course goes over what you need to know, how it works and the what ifs about Medicare.

6 What ifs of Retirement Planning: (1 hr)

The future is uncertain, especially for those getting closer to retirement. It's common for fears and concerns to bubble up to the surface in the form of questions that begin with "What If...?" This course goes over 6 “What ifs of retirement”.

Retirement Income: (1 hr)

Covers how to size up your current situation, choose a distribution method, understand distribution rules, develop an investment strategy, and prepare for the unexpected.

Surviving Market Swings: (1 hr)

We’ve certainly had our share of market volatility. But the fact remains that the financial markets are frequently beset by challenges. And often it’s a case of when and not if it happens. Your plans and expectations for the future shouldn’t have to depend on daily fluctuations in the stock market. Losses and gains are part of investing. By using deliberate, time-tested approaches, you may be able to pursue your goals without feeling as though you need to constantly adjust your portfolio to react to today’s news.


All seminar content is written and prepared by Emerald Publications. 

*Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra Is and Kestra AS are not affiliated with Gardner Wallace Financial Solution. Neither Kestra IS nor Kestra AS provide legal or tax advice and are not Certified Public Accounting firms.